Mammoth AwardsWhat do most people do when they realize that they’re spending too much money each month? They start to look over their bank statements and receipts to see where their money is going so they can begin to cut back.
Can cutting out services like cable make your monthly costs more manageable? Sure, but as you’re about to see, you can still enjoy services at more affordable prices by doing nothing more than switching to a new provider.
Cable
One of the biggest culprits when it comes to monthly expenses is the cable bill. And since there are so many entertainment options out there, cable is usually the first cost cut when trimming a budget.
While you could cut the cord completely, here’s an easier way to lower your cable bill while still retaining that service for entertainment purposes: Go to WhistleOut.com. In doing so, you’ll be able to easily compare TV and Internet plans in your area to see which provider has the best offer. Not only does this potentially save you money, but it also saves time from having to go to each cable provider’s site separately, or even worse, having to call them.
When you switch to a new cable provider, you can usually take advantage of discounted rates for new subscribers, especially if you bundle cable with Internet. Stick with your current cable provider without switching, and you may end up overpaying.
Phone
Do you feel like you’re getting ripped off every time you look at your phone bill? Since the average phone bill ranges from $45 to $100, you probably do. Luckily, you may be able to cut your phone bill in half by using Digital Trends to compare rates from competing companies.
Now that there are so many cell phone service providers out there, competition is fiercer than ever. This is good news for you, the customer, as you can get a lower phone bill by switching to another company.
As with cable, you don’t have to go to each carrier’s page to see what they offer. Simply use the Digital Trends link above, and you can see the hottest deals for the month.
For instance, if you’re sick of that $50-plus phone bill, you can use Mint Mobile or Republic Wireless to pay as little as $15 per month for service. You can then use those savings to pay down debt or take care of other bills.
Bank
Are you unhappy with your bank? Switch to a new one, and you could enjoy a more extensive ATM network, higher savings interest, and lower fees. And while your current fees may not seem too high, when you add them up, they could total hundreds of dollars per year that could be better used for other purposes.
Saving money on fees and more convenient ATM access are just a couple of reasons to switch banks. Another is that many banks now offer bonuses to new account holders, such as Chase, which offered $200 to anyone who received a direct deposit within their first two months as a customer.
To see offers like that one, visit Bankrate.
